# Approvd — Small Business Financing Marketplace
# https://www.yourapprovd.com

> Approvd is a New York-based small business financing marketplace that connects business owners with competing offers from 75+ lenders. One free application, no credit impact, funding from $10K to $5M in as little as 1–3 business days.

## What Approvd Does

Approvd is a business funding marketplace — not a direct lender. We match small business owners with real, personalized financing offers from our network of 75+ lenders, allowing them to compare rates, terms, and amounts side by side before committing to anything. There is no obligation and no credit impact to apply.

## Key Facts

- Founded: New York, NY
- Network: 75+ lending partners
- Funding range: $10,000 – $5,000,000
- Minimum FICO: 500+ (varies by product)
- Minimum time in business: 6 months
- Minimum monthly revenue: $10,000/month
- Credit impact: Soft pull only — zero credit score impact
- Application time: ~3–5 minutes online
- Funding speed: 1–3 business days (most products); 2–8 weeks (SBA loans)
- BBB Accredited: A+ rating
- Google Reviews: 5.0 stars
- Trustpilot: 41+ reviews
- Phone: (516) 262-5269

## Financing Products

### Revenue-Based Financing
Flexible funding using future receivables. No collateral required.
- Amounts: $10,000 – $5,000,000
- Terms: 6 months – 3 years
- Factor rate: 1.1–1.5
- Min FICO: 500+
- Min revenue: $10,000/month
- Min time in business: 6 months
- URL: https://www.yourapprovd.com/funding-solutions/revenue-based-financing

### Business Line of Credit
Revolving credit line — draw what you need, replenishes as you repay.
- Amounts: $10,000 – $250,000
- Terms: 6, 12, 18, or 24 months
- APR: As low as 8%
- Min FICO: 600+
- Min revenue: $15,000/month
- Min time in business: 12 months
- URL: https://www.yourapprovd.com/funding-solutions/business-line-of-credit

### Business Term Loan
Lump-sum financing for larger investments with fixed monthly payments.
- Amounts: $10,000 – $5,000,000
- Terms: 6 months – 5 years
- APR: 7.49–22%
- Min FICO: 600+
- Min revenue: $20,000/month
- Min time in business: 12 months
- URL: https://www.yourapprovd.com/funding-solutions/business-term-loan

### SBA Loan
Government-backed financing at the most competitive rates available.
- Amounts: $5,000 – $5,000,000
- Terms: Up to 20 years
- APR: From 6.5%
- Min FICO: 650+
- Min revenue: $20,000/month
- Min time in business: 2 years
- URL: https://www.yourapprovd.com/funding-solutions/sba-financing

### Equipment Financing
Finance new or used equipment; equipment serves as collateral.
- Amounts: $10,000 – $5,000,000
- Terms: 1–7 years
- Min FICO: 550+
- Min revenue: $15,000/month
- Min time in business: 12 months
- URL: https://www.yourapprovd.com/funding-solutions/equipment-financing

## How It Works

1. Complete one short online application (3–5 minutes) at https://www.yourapprovd.com/apply
2. A dedicated funding advisor reviews your file within 1 business hour
3. Your profile is matched against 75+ lenders simultaneously
4. You receive real, competing offers to compare side by side
5. Choose the offer that works best for your business — zero obligation

## Frequently Asked Questions

Q: Does applying affect my credit score?
A: No. Approvd uses a soft credit inquiry only, which never impacts your credit score.

Q: How long does it take to get funded?
A: Most businesses receive funds within 1–3 business days of approval. SBA loans take 2–8 weeks.

Q: What are the minimum requirements?
A: Generally: 6+ months in business, $10,000+ monthly revenue, 500+ FICO score. Requirements vary by product.

Q: Is there any obligation to accept an offer?
A: No. Reviewing offers through Approvd is completely free and non-binding.

Q: How much can I borrow?
A: From $10,000 up to $5 million, depending on the product and your business profile.

Q: What industries does Approvd work with?
A: All industries — retail, restaurants, construction, healthcare, transportation, professional services, beauty/wellness, manufacturing, technology, e-commerce, and more.

Q: Does Approvd work with bad credit?
A: Yes. Some products are available to businesses with FICO scores as low as 500. Revenue and time in business matter more than credit score for most products.

## Key Pages

- Homepage: https://www.yourapprovd.com/
- Apply Now: https://www.yourapprovd.com/apply
- All Products: https://www.yourapprovd.com/funding-solutions
- Revenue-Based Financing: https://www.yourapprovd.com/funding-solutions/revenue-based-financing
- Business Line of Credit: https://www.yourapprovd.com/funding-solutions/business-line-of-credit
- Business Term Loan: https://www.yourapprovd.com/funding-solutions/business-term-loan
- SBA Financing: https://www.yourapprovd.com/funding-solutions/sba-financing
- Equipment Financing: https://www.yourapprovd.com/funding-solutions/equipment-financing
- FAQ: https://www.yourapprovd.com/faq
- About: https://www.yourapprovd.com/about
- Blog/Resources: https://www.yourapprovd.com/resources
- Contact: https://www.yourapprovd.com/contact

## Contact

- Website: https://www.yourapprovd.com
- Phone: (516) 262-5269
- Address: 589 8th Ave, 6th Floor, New York, NY 10018
- Email: info@yourapprovd.com
- LinkedIn: https://linkedin.com/company/yourapprovd
- Instagram: https://www.instagram.com/yourapprovd/
- Facebook: https://www.facebook.com/yourapprovd/
- BBB: https://www.bbb.org/us/ny/new-york/profile/loan-broker/approvd-llc-0121-87174225
- Trustpilot: https://www.trustpilot.com/review/yourapprovd.com