Dental Practice Loans & Financing
Equipment, expansion, and working capital financing for dentists & dental offices
- Apply free — no impact to your credit score
- Funding as fast as same business day
- 75+ lenders competing for your business
75+
Lenders
$500M+
Facilitated
5.0
Rating
Get your offers
How much do you need?
No hard credit pull · Takes 5 minutes · No obligation
Simple Process
Four steps to dental practice funding
We've simplified the process so you can focus on running your business, not chasing lenders.
Apply in 5 minutes
Answer a few simple questions about your business. No paperwork, no branch visit.
We shop 75+ lenders
Your application goes to our entire lender network simultaneously. One application, many offers.
Compare your offers
See real offers side by side. We help you understand every term so you can choose with confidence.
Get funded fast
Accept an offer and funding can hit your account in as little as 24 hours.
Free · No credit impact · 5 minutes
Industry Expertise
We know the dental practice business.
Dental practices face some of the highest capital costs in healthcare — from digital X-ray and CBCT scanners to CAD/CAM systems and full office build-outs. Approvd connects dental practices with 75+ lenders who specialize in healthcare financing, offering term loans, SBA programs, lines of credit, and revenue-based financing from $10K to $5M. Whether you are purchasing a practice, upgrading technology, or bridging insurance reimbursement gaps, we match you with the right capital structure.
Use your funds to:
- High Equipment Costs — Digital X-ray, CBCT scanners, and CAD/CAM systems represent $50K–$500K+ in capital equipment investment.
- Insurance Reimbursement Delays — Insurance payments can lag 30–90 days behind service delivery, creating persistent cash flow challenges.
- Practice Acquisition Complexity — Buying an existing practice requires $200K–$2M+ in financing with complex due diligence and valuation.
- Staff & Technology Costs — Competitive compensation, dental assistant training, and ongoing technology upgrades require consistent investment.
"We financed a full CBCT scanner through Approvd. The process took 10 minutes and the terms beat the bank."
Dr. James R.
Dental Practice Business Owner
Available Products
Financing options for dental practice businesses
The most popular financing types that dental practice businesses qualify for through Approvd.
Business Term Loan
Finance dental chairs, digital X-ray systems, CBCT scanners, CAD/CAM equipment, or office renovations with predictable fixed payments.
SBA Financing
Best rates for dental practice acquisitions, real estate purchases, or major equipment investments — SBA 7(a) and 504 programs are ideal for established practices.
Business Line of Credit
Bridge gaps between patient billings and insurance reimbursements with flexible revolving credit.
Revenue-Based Financing
Fast capital for practices with strong patient revenue but limited collateral or newer credit history.
Qualifications
Do you qualify?
Most dental practicebusinesses that apply through Approvd meet these basic requirements. If you're not sure, apply anyway — our advisors will find the best option available to you.
Ready to find out?
Apply in 5 minutes and get real offers from lenders who specialize in dental practice financing. No obligation. No hard credit pull.
Common Questions
Questions from dental practice business owners
What types of loans are best for dental practices?
For equipment purchases, equipment financing or term loans offer the best structure. For practice acquisitions, SBA 7(a) loans are ideal. For working capital and insurance reimbursement gaps, a business line of credit is most flexible.
Can a new dental associate get financing?
New dental practices with 6+ months of revenue history can qualify for alternative financing. Practice acquisitions by new dentists can sometimes be financed with personal credit and practice business plan — your Approvd advisor will review your specific situation.
How much can a dental practice borrow?
Dental practices typically qualify for $25,000 to $5,000,000 depending on revenue, time in practice, and purpose. Practice acquisitions may require $300K–$2M in total financing.
Ready for funding?
See what you can qualify for through the Approvd marketplace. Apply free — no impact to your credit score.