Tech Startup & SaaS Business Loans
Growth capital for technology companies, software startups & SaaS businesses
- Apply free — no impact to your credit score
- Funding as fast as same business day
- 75+ lenders competing for your business
75+
Lenders
$500M+
Facilitated
5.0
Rating
Get your offers
How much do you need?
No hard credit pull · Takes 5 minutes · No obligation
Simple Process
Four steps to tech & saas funding
We've simplified the process so you can focus on running your business, not chasing lenders.
Apply in 5 minutes
Answer a few simple questions about your business. No paperwork, no branch visit.
We shop 75+ lenders
Your application goes to our entire lender network simultaneously. One application, many offers.
Compare your offers
See real offers side by side. We help you understand every term so you can choose with confidence.
Get funded fast
Accept an offer and funding can hit your account in as little as 24 hours.
Free · No credit impact · 5 minutes
Industry Expertise
We know the tech & saas business.
Technology companies have unique capital needs that traditional lenders often misunderstand — high growth trajectories, recurring revenue models, and limited physical assets. Approvd works with lenders who understand SaaS metrics, MRR, and ARR, and can provide growth financing without requiring traditional collateral.
Use your funds to:
- Non-Dilutive Growth Capital — Revenue-based financing provides growth capital without giving up equity — keep full ownership of your company.
- Hiring & Payroll — Scale your team faster with working capital financing bridging the gap between revenue growth and payroll needs.
- Marketing & Customer Acquisition — Finance proven marketing channels before they pay back — especially useful when CAC payback is 6–18 months.
- Infrastructure & Cloud Costs — Working capital covers AWS, infrastructure, and software tools during rapid growth phases.
"I applied on a Tuesday morning and had the money in my account by Wednesday. The whole process took maybe 10 minutes."
Marcus T.
Tech & SaaS Business Owner
Available Products
Financing options for tech & saas businesses
The most popular financing types that tech & saas businesses qualify for through Approvd.
Revenue-Based Financing
Repayments based on MRR/ARR — scale repayments with your growth without diluting equity
Business Line of Credit
Flexible working capital for hiring, marketing, and infrastructure without long-term commitment
Business Term Loan
Fixed funding for major hires, product development milestones, or market expansion
SBA Financing
Best rates for profitable, established tech companies looking for long-term growth capital
Qualifications
Do you qualify?
Most tech & saasbusinesses that apply through Approvd meet these basic requirements. If you're not sure, apply anyway — our advisors will find the best option available to you.
Ready to find out?
Apply in 5 minutes and get real offers from lenders who specialize in tech & saas financing. No obligation. No hard credit pull.
Common Questions
Questions from tech & saas business owners
Can a SaaS company get a business loan?
Yes. Lenders who specialize in SaaS and technology businesses evaluate your MRR, ARR, churn rate, and growth trajectory. A SaaS company with $50K+ MRR and consistent month-over-month growth can typically access significant capital.
Is revenue-based financing good for SaaS companies?
Revenue-based financing is often ideal for SaaS companies — repayments scale with your revenue, there's no equity dilution, and many RBF lenders specifically understand SaaS metrics. It's particularly useful for pre-profitability growth phases.
What revenue does a tech startup need to qualify for a business loan?
Most alternative lenders require at least $10,000/month in consistent business bank account deposits. For SaaS businesses, lenders also look at MRR consistency and growth trend. Pre-revenue startups typically need to explore SBA microloans or investor funding first.
Ready for funding?
See what you can qualify for through the Approvd marketplace. Apply free — no impact to your credit score.